If you are a CPA or accounting professional looking to acquire a highly profitable practice in Southeast Michigan, this is one of the most compelling opportunities we have brought to market in some time. Naab Consulting is pleased to present MI-8540, a well-established CPA practice located in Southeast Michigan, grossing $524,353 in 2025 revenue with an exceptional 60%+ Seller’s Discretionary Earnings (SDE).
For buyers who understand practice valuations, a 60%+ SDE margin is genuinely rare. Most accounting practices run SDE margins in the 35%–50% range. This practice operates significantly above that benchmark — meaning the buyer keeps an unusually high percentage of every dollar that comes in the door.
About This CPA Practice for Sale – Southeast Michigan
This is a long-standing practice with a concentrated focus on tax preparation, tax planning, and strategy. The 2025 revenue breakdown:
- Personal Tax Services — $313,875
- Business Tax Services — $153,735
- Accounting Services — $39,630
- Other Services — $17,113
- Total 2025 Revenue — $524,353
Personal and business tax together account for nearly $468,000 of annual revenue — a clear indicator that this practice has built deep, trusted relationships with both individual and business clients who return year after year for strategic tax guidance, not just return preparation.
60%+ SDE — What That Means for a Buyer
SDE (Seller’s Discretionary Earnings) is the most important profitability metric in practice acquisitions. It represents what the practice puts in the owner’s pocket after all operating expenses — the true economic benefit of ownership.
At 60%+ SDE on $524,353 in revenue, a buyer is looking at $314,000+ in annual earnings available to service debt, pay themselves, and reinvest in growth. That is an exceptional return on a 1.0x gross billings purchase price — and it is the number that makes this listing stand out from the field.
Red flag to watch for in any acquisition: practices with attractive gross revenue but thin SDE margins. High revenue means nothing if expenses are consuming most of it. This practice avoids that problem entirely.
Cloud-Based Systems & Year-Round Cash Flow
This practice operates as a semi-paperless, primarily cloud-based office with efficient systems and workflows already in place. For a buyer, that means no major infrastructure overhaul — the technology foundation is modern, scalable, and ready to run.
Perhaps even more valuable is the balanced cash flow profile. Approximately 50% of annual billings are collected after April 15th — meaning this is not a practice that generates all its revenue in three months and goes quiet the rest of the year. Half the revenue comes in during the non-peak season, which smooths cash flow, reduces seasonal stress, and makes the practice significantly easier to manage and finance.
🏢 Featured Listing: MI-8540 – Southeast Michigan
Grossing: $524,353 SDE: 60%+ Asking Price: 1.0x Gross Billings Based on Client Retention Financing: Up to 90–100% Bank & Seller Financing Available Software: Thomson Reuters & QuickBooks Reason for Sale: Relocation Reference: MI-8540
Why Is the Owner Selling?
The owner is relocating — not retiring, not burning out, not facing a distressed situation. This is a clean, motivated sale driven entirely by personal circumstances unrelated to the health or performance of the practice. The business is thriving. The owner simply needs to move.
This distinction matters for buyers doing due diligence. A relocation-driven sale typically means the practice is in excellent operational shape right up to the moment of transfer. The owner has every incentive to maintain client relationships and staff morale through the transition — and has committed to providing transitional assistance as needed.
Financing Options for Buyers
This practice has been pre-qualified by our lenders for bank financing. Up to 90–100% financing is available for qualified buyers, with additional funds available for working capital and equipment. Seller financing is also available.
Asking Price: 1.0x annual gross billings based on client retention. At that valuation with 60%+ SDE, a buyer could potentially recoup the purchase price in under two years from earnings alone — an exceptional acquisition economics profile.
Why Buy a CPA Practice in Southeast Michigan?
Southeast Michigan is one of the most economically dense regions in the Midwest — home to a large concentration of small businesses, professionals, and high-income households with complex tax needs. Practices in this region benefit from strong local loyalty, a highly educated client base, and consistent demand for strategic tax planning and preparation services year-round.
For a buyer already based in Southeast Michigan, this is a natural fit. For a buyer looking to enter or expand in the Michigan market, this practice offers immediate scale, strong margins, and a loyal client base with significant upside potential.
How to Learn More
All practice details are shared under strict confidentiality. To receive the full practice profile, you will need to register as a buyer and sign a nondisclosure agreement. There is no fee to register.
📞 (888) 726-6282 ✉️ Info@NaabConsulting.com 🌐 www.NaabConsulting.com 📋 View the MI-8540 Listing
About Naab Consulting
Naab Consulting has been brokering accounting practice sales since 1997. We represent CPA, EA, and accounting practices for sale across the country, guiding both buyers and sellers through every step of the acquisition process. Contact us today to learn more about available practices in Michigan and beyond.
